BLOG

Consolidating Credit Card Loans

How to Repair Your Credit: Consolidating Credit Card Loans

If the bills seem to be getting bigger every month, budgeting can help you begin to save money, but it can’t help you make your previous debt disappear. However, you can save yourself from financial ruin, even if you’re trying to pay off 20 different credit cards—consolidate your credit card loans. This step is easier than you may think and can truly help you repair your credit. First, make a list of all of the credit cards you own, along…

0
Read More

How To Repair Your Credit With Credit Counseling

How To Repair Your Credit With Credit Counseling

Budgeting is a skill, like anything else, and takes practice. Some people have a natural aptitude for managing their income and staying in positive standing with their debtors. Most people have some kind of debt, whether it’s a credit card bill, a mortgage, or a car loan. Managing your debts properly will result in a good credit rating, and allow you to receive credit in the future. Making late payments on your loans – or worse, letting them go into…

0
Read More

Improve Credit Score Ways To Raise And Protect Credit Score (1)

Improve Credit Score – Ways To Raise And Protect Credit Score

Improve Credit Score – Ways To Raise And Protect Credit Score When a potential creditor pulls your credit report, they will learn your employment, address, and credit history. Details about credit history are their primary concern. For this matter, it is important to maintain a good payment history with creditors. This will likely result in a better credit score, which affords better financing options.If your credit score is low, making an effort to raise your score will serve to your…

0
Read More

Bad Credit

How To Get Rid Of Your Bad Credit In Two Months

You were sure that you would get the loan that you applied for, but to your surprise, a bank turned down the loan. The bank explained to you that you have bad credit and they consider your subprime. What, you may ask is subprime? Sub prime means that you have bad credit and score of less than 620 on the FICO scale/rating. This, however, doesn’t mean that you can’t apply for loans. Some many lenders and companies specialize in lending…

0
Read More

Repair Your Credit

How to Repair Your Credit and Buy a Home

There are three major consumer reporting agencies (CRAs), or credit bureaus, that mortgage companies use to assess a buyer’s credit rating: Experian, Equifax, and Trans Union. Credit scores typically range from 300 to 850. For home loan purposes, a score of 650 or higher indicates a good credit history and will make it easy for you to secure a mortgage. If your score falls between 620 and 650, your borrowing capacity will be examined more closely. And if you rate…

0
Read More

Free credit report

How To Get A Free Copy Of Your Credit Report

If you’re going to apply for a credit card, a mortgage, a loan or any other source of finance, one thing any potential lender will check is your credit report. This will tell them about any previously unpaid debts or legal judgments against you and help them assess whether you are creditworthy or not. There are three nationwide consumer reporting companies in the US: Experian, Equifax, and TransUnion. All keep different information about you, and all or any of them…

0
Read More

Repair Your Credit

How To Use A Collection Agent To Repair Your Credit

Your credit report determines your credit rating. If you obtain a loan from a bank, credit card company or another loan establishment, your ability to make your payments on time is reported to a credit reporting agency. Credit reporting agencies then compile this financial information into a personalized credit report, the key to a positive – or negative – credit rating. Any negative notations within your credit history will haunt you for up to seven years and could prevent you…

0
Read More

Fix Your Debt & Credit Problems

Learn How To Fix Your Debt & Credit Problems – Before Buying Your Next House!

Most people think – mistakenly – that if you have credit problems, you have to wait 7 years for them to go away. Well, that’s not always true. Credit repair can help you…once you know how to do it. The time to clean up your credit and pay off your debts is RIGHT NOW before you start looking for houses and applying for mortgages. Cleaning up your credit and lowering your debt will help you: get a better interest rate…

0
Read More

Rebuild Your Credit Report

How To Wipe Out Bad Credit And Rebuild Your Credit Report

Most people who have bad credit think there is nothing they can do about it. They mistakenly believe that they have to live with their bad credit for a long time. You don’t have to live with bad credit or pay hefty fees to have your credit repaired. You can remove bad entries in your report and rebuild your credit profile. You don’t need to spend a fortune to accomplish this. Armed with the right information, you will be on…

0
Read More

consumer reporting company

Improve Your Credit Score By Correcting Your Credit Report

Under the Fair Credit Reporting Act (FCRA), both the consumer reporting company and the information provider (the person, company, or organization that provides information about you to a consumer reporting company) are responsible for correcting inaccurate or incomplete information in your report. To take advantage of all your rights under the FCRA, contact the consumer reporting company and the information provider if you see inaccurate or incomplete information.1. Tell the consumer reporting company, in writing, what information you think is…

0
Read More

About Us

Reliant credit repair is the leading credit repair company in the industry. Our success relies on guiding our clients through their journey to achieve the lifestyle they deserve.

Contact Us