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Insurance Credit Scoring: An Ethical Issue

Insurance Credit Scoring: An Ethical Issue Credit scoring is a method of determining the likelihood that credit users will pay their bills. Fair, Isaac began its work with credit scoring in the late 1950s and, since then, scoring has become widely accepted by lenders as a reliable means of credit evaluation. A credit score attempts to condense a borrower’s credit history into a single number. Fair, Isaac & Co. and the credit bureaus do not reveal how these scores are…

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Fraud Alert: A New Tool To Protect Your Credit

There’s good news for anyone who worries that their financial information has fallen into the wrong hands. Consumers now have a new tool at their disposal; they can place a “Fraud Alert” on their credit file. Fraud Alerts help prevent anyone from opening new accounts in your name. They act as a red flag on your credit report, visible only when businesses access your file to possibly extend your credit. To place an alert on your account, call one of…

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Information On Credit Repair Scams

You see the ads in newspapers, on TV, and on the Internet. You hear them on the radio. You get fliers in the mail. You may even get calls from telemarketers offering credit repair services. They all make the same claims:“Credit problems? No problem!”“We can erase your bad credit-100% guaranteed.”“Create a new credit identity-legally.”“We can remove bankruptcies, judgments, liens, and bad loans from your credit file forever!”Do yourself a favor and save some money, too. Don’t believe these statements. They’re…

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Free Credit Reports: Get Yours Today!

You may have seen the ads telling you where you can get copies of your consumer credit reports for free. Read the fine print, and you will see that there is some sort of catch with these ads that will ultimately cost you money. You dont need to pay for your reports no matter what someone else says. Lets take a look at how you can really and truly get copies of your credit reports for free. Thanks to an…

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Credit Cards And Your Credit History

Credit Cards For Anybody? Credit Cards are widespread all over the US as well as worldwide and are accepted Internationally as a very convenient mean of payment either in person at stores, via the phone and the Internet or on signed forms via the fax. Does anybody can obtain this much quested plastic money? Well, to answer that we would have to understand how this credit screening and rating system work and what are the qualifications to be approved. Credit…

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How to Check Credit Reports

Credit Reports – What’s On Them, and How to Check Yours Businesses in the United States buy more than two billion credit reports every year. Since there are currently fewer than 300 million people in the country, this means that the average adult has his or her credit reports examined by someone about once every other month. And yet, only a small percentage of Americans have ever laid eyes on their own credit reports. Viewing your credit reports at least…

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Fix Bad Credit In Easy Steps

Fixing bad credit requires some time and research on your part and a plan you can stick to. Fixing bad credit is not as difficult as you might initially think. The following will help you bump up your credit score so you can get the new car or the new home you deserve. 1.Know your credit report. It is important to peek into your credit report and find what it says about you. A new law in the US allows…

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How Can You Rebuild Your Credit?

Are you trapped under the burden of huge debts? High debts can give you sleepless nights and affect your overall financial growth. It’s very important to rebuild your credit before it actually becomes impossible to control it. Depending on how serious your past and present credit problems are, it may take some time and patience to rebuild credit. Check Credit Report: Your credit report plays a very important to judge your financial standings in the competitive business world. It’s very…

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Get Free Yearly Credit Report

Are you looking for a free yearly credit report? Many companies are selling credit repair secrets, credit repair kits and other information about credit issues because everyone wants good credit, many people have bad credit, and most people do not know whom shall they contact and where to go for more information if they need help. Credit report copy can be obtained from any or all of the three national credit reporting agencies that gather the information. If your installment…

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Getting A Credit Card With Poor Credit

Nowadays, it’s easy to get a credit card with bad credit. Several credit card companies are marketing bad credit credit cards to meet the demands of persons who have somehow earned poor credit scores. Whether for reasons of unemployment or medical emergencies or for reckless spending, adverse credit rating is a common feature now. Getting a regular credit card with this sort of background may be difficult. Bad credit cards help to overcome this difficulty and enjoy the freedom of…

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Insurance Credit Scoring: An Ethical Issue

Fraud Alert: A New Tool To Protect Your Credit

Information On Credit Repair Scams

Free Credit Reports: Get Yours Today!

Credit Cards And Your Credit History

How to Check Credit Reports

Fix Bad Credit In Easy Steps

How Can You Rebuild Your Credit?

Get Free Yearly Credit Report

Getting A Credit Card With Poor Credit