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Improve your credit score

Understanding Credit Scores and Repairs

Understanding Credit Scores and Repairs If you are applying for a mortgage, you’re going to have to deal with credit scores. Here’s a primer on credit scores and methods for improving them. Credit Report Step one in the process is making sure that you have a current copy of your credit report. Congress recently amended the Fair Credit Reporting Act so that consumers may now receive one free credit report annually. There are three major credit bureaus: Equifax, Experian, and…

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credit ratio

Credit Repair – Maintain the Correct Debt To Credit Ratio

Credit Repair – Maintain the Correct Debt To Credit Ratio Many people believe that paying off their credit cards every month is a good idea. And if you are trying to stay out of debt, then I would have to agree with you. If you are trying to Maintain credit ratio and look good to your creditors, then paying off your credit cards every month is actually a bad idea. Let me explain. Creditors and lenders don’t make their money…

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Top 10 Ways To Repair Your Credit Score

Top 10 Ways To Repair Your Credit Score

Top 10 Ways To Repair Your Credit Score You must never underestimate the value of having good credit. You will definitely need your credit score in the future. For example, if you are a student, you’ll need to borrow a certain amount using a student loan in order to attend school. At this point, your credit history will definitely matter and will have a big impact on getting you the funds that you need. If you are applying for a…

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Refinancing Your Home Mortgage

?How To Repair Bad Credit By Refinancing Your Home Mortgage

How To Repair Bad Credit By Refinancing Your Home Mortgage One of the best ways to repair your bad credit is by refinancing your home mortgage. The difficult part is finding a lender for your home mortgage since your credit history is not good. Forget about the banks and other financial institutions, and they will not probably accept your home mortgage. So how do we find a lender that does? Well, the answer to that lies in subprime lenders. Most…

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Questionable Credit Repair Offers

Questionable Credit Repair Offers

Questionable Credit Repair Offers If you have a bad credit record, you know how hard it can be to secure new credit or seek new employment. While you may be willing to do whatever it takes to repair your credit rating, some companies not only offer illegal advice or methods but also misrepresent what they will be able to accomplish. There are many other individuals and organizations the law does allow to provide you with credit repair assistance. Lenders, banks…

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credit card debt

Learn The Credit Card Business Jargon And Stop Your Debt Cold

Learn The Credit Card Business Jargon And Stop Your Debt Cold Credit card companies, as part of the financial industry, use a massive array of jargon. If you understand the terms, you can stay on top of your credit card debt. While you can’t be expected to recognize all the technical terms, some of them are quite important so here is a quick guide, in alphabetical order. Affinity card This is a credit card that gives a certain amount to…

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How to Improve Your Credit Score under the New VantageScore System

How to Improve Your Credit Score under the New VantageScore System

How to Improve Your Credit Score under the New VantageScore System Poor credit is such a common thing among Americans that the three major credit bureaus have introduced a method for helping consumers to get out of debt. The VantageScore system was introduced in March of 2006 and made available to all merchants who report to the three major credit agencies. Essentially, the point of this new system is to provide a more accurate and consistent credit ranking system for…

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Top 5 Tips To Fixing Your Credit Report

Top 5 Tips To Fixing Your Credit Report

Top 5 Tips To Fixing Your Credit Report Never underestimate the value of good credit. If your credit history isn’t spick and span, make sure to fixing your credit report promptly. This is very important. For example, maybe you are a student, and you need a loan to pay for graduate school. Your credit history will affect whether or not you get that loan and consequentially it may even affect whether or not you attend that university. If applying for…

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Repair Your Credit With Credit Cards

How To Repair Your Credit With Credit Cards

How To Repair Your Credit With Credit Cards Very few people live their entire lives without inflicting any damage upon their credit scores. Whether it be high balances on credit cards, bankruptcy, collections issues or financing troubles, credit problems affect the best of us and are difficult to repair. Fortunately, there are solutions to repairing bad credit and restoring faith with credit agencies and bureaus. All it takes is a little time and the right strategy, and before you know…

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repair your credit score

Need To Repair Credit Scores? ? Get The Tips Here

You need to repair your credit score if you have a poor credit rating and a low score on your credit report. Generally, you need to have a high score, somewhere between 575 and 650 for creditors to see you as a good risk for them to loan money to. If your score is in low 500 range or even as low as 400, then you need to start taking steps to repair credit scores. How can I raise my…

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About Us

Reliant credit repair is the leading credit repair company in the industry. Our success relies on guiding our clients through their journey to achieve the lifestyle they deserve.

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