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Free credit report

How To Get A Free Copy Of Your Credit Report

If you’re going to apply for a credit card, a mortgage, a loan or any other source of finance, one thing any potential lender will check is your credit report. This will tell them about any previously unpaid debts or legal judgments against you and help them assess whether you are creditworthy or not. There are three nationwide consumer reporting companies in the US: Experian, Equifax, and TransUnion. All keep different information about you, and all or any of them…

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Repair Your Credit

How To Use A Collection Agent To Repair Your Credit

Your credit report determines your credit rating. If you obtain a loan from a bank, credit card company or another loan establishment, your ability to make your payments on time is reported to a credit reporting agency. Credit reporting agencies then compile this financial information into a personalized credit report, the key to a positive – or negative – credit rating. Any negative notations within your credit history will haunt you for up to seven years and could prevent you…

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Fix Your Debt & Credit Problems

Learn How To Fix Your Debt & Credit Problems – Before Buying Your Next House!

Most people think – mistakenly – that if you have credit problems, you have to wait 7 years for them to go away. Well, that’s not always true. Credit repair can help you…once you know how to do it. The time to clean up your credit and pay off your debts is RIGHT NOW before you start looking for houses and applying for mortgages. Cleaning up your credit and lowering your debt will help you: get a better interest rate…

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Rebuild Your Credit Report

How To Wipe Out Bad Credit And Rebuild Your Credit Report

Most people who have bad credit think there is nothing they can do about it. They mistakenly believe that they have to live with their bad credit for a long time. You don’t have to live with bad credit or pay hefty fees to have your credit repaired. You can remove bad entries in your report and rebuild your credit profile. You don’t need to spend a fortune to accomplish this. Armed with the right information, you will be on…

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consumer reporting company

Improve Your Credit Score By Correcting Your Credit Report

Under the Fair Credit Reporting Act (FCRA), both the consumer reporting company and the information provider (the person, company, or organization that provides information about you to a consumer reporting company) are responsible for correcting inaccurate or incomplete information in your report. To take advantage of all your rights under the FCRA, contact the consumer reporting company and the information provider if you see inaccurate or incomplete information.1. Tell the consumer reporting company, in writing, what information you think is…

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How Your Credit Score Determines The Size Of Your Bank Account

How Your Credit Score Determines The Size Of Your Bank Account

Every time you apply for any type of loan or you have issued a credit or you pay any bill, it becomes a part of the equation that determines your credit rating.The primary or big three credit agencies are Experian, Equifax, and Trans Union. The credit score they determine is what all major lenders and most companies use when deciding if they will lend you money or issue you credit and the terms that credit will have.Your Credit Rating –…

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Increase Credit Score – How Do Credit Scores Work

Increase Credit Score – How Do Credit Scores Work?

Although many mortgage companies and finance experts have been warning consumers about the importance of maintaining a good credit score, many people fail to recognize the value. When applying for any type of credit, potential lenders review our credit history and base loan approvals on its contents. If applying for instant credit, lenders simply use credit scores. Here are a few tips to help you understand how credit works, and tips for boosting your personal rating.The Value of Credit ScoresCredit…

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Improve Credit Score - 3 Tips For Raising A Low Credit Score

Improve Credit Score – 3 Tips For Raising A Low Credit Score

Raising your credit score does not involve a lot of work. However, there must be a willingness on your part to use credit responsibly. A low credit score makes it more challenging to obtain a credit card or get prime rates on a home or auto loan. On the other hand, a high credit score presents many finance options.Check Credit Reports for AccuracyCredit report errors are very common. Its recommended that all consumers examine their reports twice yearly. This way,…

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Establish Good Credit

How To Establish Good Credit

Obtaining and maintaining a good credit history is very important for any consumer’s present and future financial condition. But how does someone go about doing this? To some people’s surprise, establishing credit is relatively simple. If you are earning a stable income and have lived in the same residence for at least the past year, there are many ways to establish credit. One way is to apply for a credit card with a local gas station or department store, both…

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Credit Repair Do-It-Yourself

Credit Repair the Do-It-Yourself Way

Negative remarks on your credit report can cost serious money. You do not have to despair though since it is never too late to become creditworthy again. However, always remember that credit repair does not happen overnight. It requires serious dedication and perseverance to start in a clean slate once more. How to Get Started You should know what the three credit bureaus are and what they are saying about you. Since creditors do not have to report to Equifax,…

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About Us

Reliant credit repair is the leading credit repair company in the industry. Our success relies on guiding our clients through their journey to achieve the lifestyle they deserve.

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