Achieving perfect credit is a pipe dream to most consumers with negative credit and no money, or so it seems. Consumers think that they’ll have to shell out an arm and a leg to render the services of a credit restoration company or a lawyer to dispute negative credit. And they’re right! I suppose that’s where “budget” comes into play. If you have the budget, you could employ one of the many companies online which provide, for about $2,300.00, seasoned trade-line accounts. What this means, in a nut shell, is that they attach you (as an authorized user to as many as 5 different seasoned credit line accounts. This does not mean you have free reign to charge items to these accounts. In fact, by doing this they (the company) guarantee that your credit score will increase at least 180 points in 35 days. And in most cases it will, assuming you’re dealing with a reputable company, of course.
What about the little guy with the moderate budgets? Where does s/he fit into all of this? There are many options for those consumers that are working with a moderate monthly budget. Instead of investing money, it is a good option to invest time to achieve perfect credit.
This means doing it yourself. Spend some time researching the possibility of repairing your credit yourself. All it takes is a little patience, time, and a little know how. You could invest $25-$35 on a “How To” credit repair book from your local book store. The only problem with a traditional paper back book is the fact that, the credit law changes frequently. This will allow room for non-intentional error and indirect misinformation in your credit repair process. This could result in time wasted and more importantly money wasted.
That’s why I find E-Books to better suit the “moderate budget” consumer’s needs. E-Books are much cheaper, and frequently and easily updated. There is only a hand full of reliable Credit Repair E-Books on the internet today. It may not seem that way when you do a Google search for such keywords as: credit repair e-books or credit repair e-kits.
Out of all of the reputable E-Books you can purchase online, the publics “Credit Repair E-Book” of choice these days (according to sales and web traffic), is Consumer Victory Credit’s – Credit Restoration E-Book. This particular E-Book is definitely becoming more and more popular on the web. This Do-It-Yourself Credit Repair E-Book was written by a seasoned Mortgage Banker, familiar with the ins and outs of the consumer credit industry’s mind set. This in itself brings a lot to the table so to speak, which translates into a huge advantage for anyone who utilizes this information. This no-brainer how to E-Book includes every type of dispute letter you will ever need, debt and money management (in plain English), how to stop the collectors from harassing you, and much more.
After reading this E-Book, it becomes clear that this author is highly knowledgeable in the consumer credit repair field (the consumer side and the creditor/bureau side). The Author also points out what banks and creditors look for in a consumer, trying to obtain a loan or credit card. This E-Book was written with one group of people in mind: the credit challenged population with moderate budgets. It evens reveals seasoned trade-line secrets, with out paying the $2,300.00, mentioned above. The best part is that they are there 24/7 with any questions you may have. That’s what sold me!
Consumer Victory Credit is by far, the most user friendly Do It Yourself Credit Repair E-Book on the internet today. It will only set you back less than $10, and it downloads instantly. I highly recommend it! Good luck in you credit restoration process.