If you have poor credit, you might feel the journey is impossible. It is possible to get a credit card if you have poor credit, but it may come at a costly fee. In most cases, people with poor credit or current debt problems often
There are many effective ways to build credit. In order to keep creditors from bothering you, and in order for you to get a loan with a reasonable interest rate, you need to learn how to build your credit. The best place to start is
Imagine that you are going into a lender’s office prepared to apply for and receive a loan. You know what your credit scores are and you even got one score from each of the three major credit bureaus: Equifax. Experian, and TransUnion. You are shocked
Do you know your credit score is? Do you even know WHAT a credit score is? Don’t feel bad. Most people don’t. Your credit score tells lenders the type of borrower you will likely be based on your credit history. Scores in the United States
Your credit report can be one of the most important pieces of information when it comes to your financial health. It is important that you have an understanding of all that it contains and how it relates to future credit you may apply for. Your
What Are Bad Credit Mortgages The primary difference between a bad credit mortgage and a normal mortgage is that a bad credit mortgage is typically given to people who have a history of bad credit. Many people end up with bad credit due to bankruptcy,
By law, credit repair organizations must give you a copy of the “Consumer Credit File Rights Under State and Federal Law” before you sign a contract. They also must give you a written contract that spells out your rights and obligations. Read these documents before
What Is Credit Denial And What Can You Do About It? Written notice required You must be informed in writing why you were denied a credit card or loan. If the letter you receive doesn’t say why you were denied, it must tell you of
Is your credit score bad, so much so that it is blocking you from getting appropriate loans? Though Credit score is just a three digit number it has great importance in today’s business world. Bank and money lenders solely depend on your credit score to
I am often asked the question; What does bad credit cost me?” It is a hard question to answer because of the individual’s circumstances and the fact that lenders are competing fiercely for customers. But I will give it my best shot. Mortgages If you
