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Fix Your Bad Or Poor Credit

You Can Fix Your Bad Or Poor Credit

Tips on how to get started now. You will not be able to build good credit overnight. It will take discipline and persistence on your part to change your credit for the better. After you have fixed and improved your credit rating in the eyes of lenders, you will notice more opportunities offered to you to borrow money at more desirable terms than when your credit was terrible. Just because you have bad credit does not mean that you can…

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Your Credit Rating

Your Credit Rating

Not many people spend too much time thinking about it, but every one of us has a computer file somewhere that contains all the information that makes up our credit history. This information will include our current and previous addresses, our income level, our outstanding debt and how much extra credit we currently have available to us. It will also show things like our repayment habits, whether or not we pay bills on time and if we have had any…

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credit counseling organizations

Your Debts and Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) applies to personal, family, and household debts. This includes money you owe for the purchase of a car, for medical care, or for charge accounts. The FDCPA prohibits debt collectors from engaging in unfair, deceptive, or abusive practices while collecting these debts. Under the Fair Debt Collection Practices Act: • Debt collectors may contact you only between 8 a.m. and 9 p.m. • Debt collectors may not contact you at work if they…

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credit score

Whats Your Credit Score? Not Knowing Could Cost You

When you go online and apply for a credit card, how can you get your results in a matter of seconds? The answer is your credit score. This little number packs a big punch and can make the difference between getting approved for a car loan, a great rate on your mortgage, or getting turned down for everything credit related that you apply for in life. The credit score ranges from 300 to 800. Your specific score is result of…

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Why is your credit score important

Why is your Credit Score Important?

Credit scores especially FICO® scores, the most widely used credit bureau scores have made big improvements in the credit process. Because of credit scores: People can get loans faster.  Scores can be delivered almost instantaneously, helping lenders speed up loan approvals. Today many credit decisions can be made within minutes. Even a mortgage application can be approved in hours instead of weeks for borrowers who score above a lender’s score cutoff. Scoring also allows retail stores, Internet sites and other…

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Credit Repair Secrets Revealed

The Playing Field Is Finally Leveled – Credit Repair Secrets Revealed

Achieving perfect credit is a pipe dream to most consumers with negative credit and no money, or so it seems. Consumers think that they’ll have to shell out an arm and a leg to render the services of a credit restoration company or a lawyer to dispute negative credit. And they’re right! I suppose that’s where “budget” comes into play. If you have the budget, you could employ one of the many companies online which provide, for about $2,300.00, seasoned…

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credit report

3 In 1 Credit Report – Getting A Copy Of Your Credit Report And Seeing What Needs To Be Improved

If you are concerned about identity theft or regular credit monitoring, you likely understand the importance of obtaining a copy of your free personal credit report. Neglecting to monitor your credit may prove damaging in the long run. It does not take long for a person to access your information and begin opening accounts in your name. For this matter, consumers are advised to obtain a 3 in 1 credit report every six months. Benefits of a Credit Report Aside…

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Avoid Bad Credit

How to Avoid Bad Credit and Repair

Staying in touch with your payments each month can help you avoid bad credit. By keeping yourself organized when your payments are due, you are on your way toward avoiding bad credit. If you do your research on the marketplace before coming to a purchasing decision, you are definitely well on your way to avoiding bad credit and repair credit hassles. You want to consider all applications, including credit cards, student loans, mortgages, and car loans carefully to avoid being…

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Free credit report online

Find Free Credit Report Online

Free credit report online will help to know your yearly credit status. You can find numbers of online sites those who give you free credit report, free credit scores and free credit monitoring but very few sites are legal sites and are authorized to issue such annual free credit report. The Fair Credit Report Act requires each of the nationwide consumer reporting companies. There art three legal, financial companies Equifax, Experian, Trans Union to provide you the free copy of…

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mortgage loan

Credit After Bankruptcy – Getting A Mortgage With Seller Financing

After a bankruptcy, getting approved for a mortgage loan is possible. However, those who apply for a mortgage should anticipate higher rates. To avoid this common pitfall, many choose to delay buying a home until their credit score increases. If you are eager to buy a house, there are other options available that may not involve high-interest rates. What is Seller Financing? If attempting to get a home loan after bankruptcy, it is helpful to establish credit beforehand. This may…

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About Us

Reliant credit repair is the leading credit repair company in the industry. Our success relies on guiding our clients through their journey to achieve the lifestyle they deserve.

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