Many articles have been written about the importance of having healthy credit. And nowhere is the state of your credit more important than when you apply for a home loan. For most people, a house is the most expensive thing they will ever buy, and
There is an unfortunate stroke of luck and you have engrossed yourself neck-deep in bad credit. Credit repair seems to be the need of the hour. You need a dolphin-jump to free yourself from the shackles of bankruptcy and you are out of ideas. You
Having a good credit rating is one of the essential tools for leading a successful economic life. Although most people don’t give their credit reports much thought, good credit allows for many things that are usually taken for granted: credit cards, car rentals, hassle free
Your credit score is based on a few prime factors, there is no particular order in which I will discuss them (Some of them have higher weights in regards to the score). Repayment history, current debt owed, recent credit checks, and registered income (there are
Legitimate credit repair services are losing credibility because of some unscrupulous companies that purposely mislead customers who put their trust in them to help them repair their credit. It is widely believed that you can repair your own credit without the help of a credit
Your credit rating, like a report card of your credit history, is important when determining your economic status. When your credit rating is good, can easily obtain a loan, a mortgage, or credit cards, among other things. But if you have a spotty payment history
If you have bad credit are not really sure if your credit score is good or bad, you should get a copy of your credit score. The average person will have to get a copy of their credit report sooner or later if they want
Is it necessary to do credit report repair? Credit report repair will surely help you to improve your credit report and thereby increase your credit score. It is a process that eliminates the negative remarks and gives you a good credit report. Many people are
Your credit score accounts for the amount of interest you have to pay for a loan or a credit card. Increasing your score in just a few points will make a big difference in the interest rate you will pay for a purchase. If your
Your credit score is an integral part of your financial life. It is important that you understand what it’s all about. Lenders, landlords, insurers, utility companies and even employers look at your credit score. It is derived from what’s in your credit reports, and it
