Your credit score is an integral part of your financial life. It is important that you understand what it’s all about. Lenders, landlords, insurers, utility companies and even employers look at your credit score. It is derived from what’s in your credit reports, and it
Individuals with problematic credit histories often suffer unfairly from a high mortgage, insurance, and car loan rates. On top of that, they have difficulty getting approved for credit cards. The whole situation can get extremely frustrating. Frequently, I get emails from consumers wondering what they
Getting extra cash when you need it has never been easier. Cash advance or payday loan companies approve loans for all types of people regardless of bad credit. Thus, if you need money for an unexpected bill or car repair, it is possible to get
10 Tips To Improving Your Credit Reports Credit is something that some take lightly or give little thought to until its really needed. There are 10 things that you can do to make sure that your credit is always in good standing so it will
Why Pay For Credit Repair Services? Do It Yourself Advertisements for credit repair services are everywhere, but what do you get when you purchase one of these services. Actually, you get very little and possibly nothing because according to consumer reports many of these offers
Tips on how to get started now. You will not be able to build good credit overnight. It will take discipline and persistence on your part to change your credit for the better. After you have fixed and improved your credit rating in the eyes
Not many people spend too much time thinking about it, but every one of us has a computer file somewhere that contains all the information that makes up our credit history. This information will include our current and previous addresses, our income level, our outstanding
The Fair Debt Collection Practices Act (FDCPA) applies to personal, family, and household debts. This includes money you owe for the purchase of a car, for medical care, or for charge accounts. The FDCPA prohibits debt collectors from engaging in unfair, deceptive, or abusive practices
When you go online and apply for a credit card, how can you get your results in a matter of seconds? The answer is your credit score. This little number packs a big punch and can make the difference between getting approved for a car
Credit scores especially FICO® scores, the most widely used credit bureau scores have made big improvements in the credit process. Because of credit scores: People can get loans faster. Scores can be delivered almost instantaneously, helping lenders speed up loan approvals. Today many credit decisions
