How To Build Up Your Credit Rating If you have just come out of college or university debt-free then you are extremely lucky. However, now that you want some credit you may find all paths blocked to you. Having no previous credit history makes
Excessive Credit Card Debt Solutions Of all the things you can do to resolve your excessive credit card debt, the first thing to do is to stop creating more. I’ve seen more than one person get out of debt briefly, only to fall back
How To Check Your Credit Report When you are applying for a new credit card, or an extension of a credit or loan, your lender will review your credit report before granting you anything. So it is probably best to check up on your
Free Annual Credit Report. Why You Must Get Yours. If you are thinking about making any large purchases such as furniture or a vehicle or home, it’s a good idea to get a copy of your credit report beforehand. Depending on what is listed on
How To Dispute Mistakes On Your Credit Report You can dispute mistakes or outdated items for free. Under the Federal Credit Reporting Act (FCRA), both the consumer reporting company and the information provider (that is, the person, company, or organization that provides information about you
How To Dispute Problems on Your Credit Report While having your own home is an important part of your financial picture, too many people make decisions without thinking things over. Many people have what I would like to call a “pie in the sky” view
How to Eliminate Credit Card Debt Each year more and more people find themselves drowning in a pool of credit card debt. While it is comforting to some degree to be able to take solace in the fact that you’re not alone, most people would
How to Fix your Credit Score and Qualify for a Home Loan One might be wondering why some lenders turn down a mortgage application while some others might consider it fit for approval. The answer may well lie in the credit report and the credit
Why do some people get offers for pre-approved credit cards and others to don’t? What do car dealers know about your financial health that you don’t know? The answer is your credit score. Your credit score is a number generated by a mathematical formula to
Credit Score: Getting Your Bad Credit Rating Repaired Your credit score will mean everything in today’s society. It is something that creditors and banks will base on whether you are worthy to get approved for the loan you are applying for and it is also
