Top Financial Products to Boost Your Credit Score in 2025
Only 22% of Americans have a credit score of 800 or higher, according to…
We help ambitious individuals succeed
Your journey to excellent credit starts here!
Are you ready to #GetCreditFitNow?
Let’s help you begin with your financial empowerment journey. As a leader in the credit repair industry, Reliant Credit Repair specializes in transforming your credit profile, ensuring that inaccuracies and outdated information are challenged effectively. Our dedicated team of experienced paralegals and legal professionals is committed to helping you understand your rights under the Fair Credit Reporting Act (FCRA), guiding you toward achieving a healthier credit score.
What sets us apart is our personalized approach: we don’t just fix credit—we educate and empower our clients. With 24/7 account access, real-time updates, and customized tools for maintaining excellent credit, we work hard for a brighter financial future for every client.
What is Credit Repair?
Credit repair is the process of improving a credit score that has been negatively impacted by issues like errors, delinquencies, or identity theft. The main goal here is to address these problems and boost your financial standing. And that is done by correcting mistakes on credit reports and resolving outstanding financial issues. The process of credit repair often involves reviewing credit reports for inaccuracies and discussing incorrect entries with credit bureaus. In some cases, it may require negotiating with creditors to remove negative marks or address delinquent accounts.
You are allowed to access free credit reports once a year from all major credit bureaus, which helps you monitor and address discrepancies. Credit repair may involve reducing credit utilization, setting up a budget, or seeking professional assistance.
Our Services
Business Credit
Reliant Credit Repair offers a comprehensive system to help you build business credit fast. Our proven approach includes revealing the lending secret formula, pre-qualifying you through our unique Financing Approval Engine, and building your business credit profile. We help businesses access greater funding options, potentially up to $50K in just six months, with no personal credit check. Our services include 24/7 system access, personal credit coaching, and flexible payment plans to suit your needs.
Trusted By Global Leaders
Repair & Learn
We will always keep you informed throughout the credit repair process and discuss the action plans put into place to challenge the inaccuracies on your behalf. Educating you on ways to establish better credit is very important to us. Therefore, we provide you with customized tools, and educational tactics that will help you maintain a healthy score!
Credit Monitoring & Results!
Everyone likes to know what’s happening! That’s why we offer 24/7 monitoring service that keeps you aware of any changes or updates on your report! Healthy credit practices, create healthy credit habits! It is our goal to help you reach your credit goals!
Key Factors Responsible For Your Credit Restoration
Understanding these factors is essential for anyone looking to rebuild their financial health.
Payment History
Payment history is one of the most significant factors affecting your credit score. Timely bill payments demonstrate financial responsibility, while late payments can have a severe impact. If you’ve missed payments, the severity of the delay matters. For example, a 30-day late payment has less impact than a 90+ days overdue. And accounts sent to collections, charge-offs, bankruptcies, foreclosures, and public judgments represent severe risks for lenders, drastically reducing your creditworthiness.
Length of Credit History
The length of your credit history, including the age of your oldest account and the average age of all your accounts – all of it – contributes to your score. A longer credit history provides more data about your spending habits and payment behavior. And that makes it easier for lenders to assess your creditworthiness.
Credit Utilization
Credit utilization refers to the ratio of your outstanding credit balances to your total available credit. High credit utilization can signal that you may be overextending financially, which can negatively impact your score. Ideally, you should aim to keep your credit utilization below 30% of your total available credit.
Credit Mix
Having a diverse mix of credit accounts—such as credit cards, loans, and mortgages—can enhance your credit score. Lenders like to see that you can handle different types of credit responsibly. However, remember that you only open new credit accounts when necessary. That is because too many recent inquiries can lower your score.
New Credit Inquiries
Each time you apply for new credit, an inquiry is made to your credit report. While a single inquiry may only have a small impact, multiple inquiries within a short period can signal financial instability and reduce your score. It’s advisable to avoid opening new credit accounts unless necessary for significant financial needs.
See How we Work
Our team of experts will work diligently on your behalf to leverage
your rights under the FCRA and get results you deserve!
Initial Audit
- Provide you with 24/7 online account access to our secured portal
- Opt-out prescreen & do no call registry
- Conduct a thorough audit to identify inaccuracies on your credit report
- Get you enrolled in credit monitoring (monthly fees may apply)
- Print & mail 1st round of dispute letters
- 30-minute coaching call
Build & Establish
- Authorized user (au) accounts
- Secured credit cards
- Credit builder accounts
- Auto loans
- Department store charge cards
- Merchandise credit lines
Who Are We? We Are Reliant.
Reliant Credit Repair is the leading credit repair company in the industry. Our success relies on guiding our clients through their journey to achieve the lifestyle they deserve. Here at Reliant Credit Repair it is paramount that our clients are able to transform their past for a better financial future.
The journey to excellent credit starts here!
Let’s Get You #CreditFitNow
With Reliant Credit Repair, your journey to financial freedom is guided by experienced paralegals who know the ins and outs of credit laws. This expertise ensures every step of the process is handled with precision and care.
When you choose us, you’re not just signing up for credit repair—you’re getting legal-grade assistance designed to deliver real results.
Free Consultation
Reliant Credit Repair offers a no-obligation, free consultation for potential clients. This initial step allows individuals to assess their credit situation and understand the services they need before committing to any payments. By offering this valuable service upfront, Reliant ensures that clients feel confident in their decision to work with the company.
Trusted by Global Leaders
We are trusted by some of the most reputable global companies, including SunPower, Genworth, Sansone Auto Mall, and Angie’s List. These esteemed partnerships highlight our ability to handle complex credit situations and our consistent track record of helping both individuals and businesses improve their credit standing.
Secure Payment Options
We accept major credit cards such as VISA, American Express, MasterCard, and Discover. Additionally, Reliant is enrolled in VikingCloud’s Trusted Commerce™ program, which guarantees compliance with the Payment Card Industry Data Security Standard (PCI DSS).
Verified Merchant Status
Reliant Credit Repair is a verified merchant with American.Net, adding another layer of trust and credibility. This verification demonstrates the company’s commitment to operating with transparency and in compliance with all necessary industry regulations, reassuring clients that they are working with a reliable and professional service provider.
Flexible Payment Plans
Understanding that financial situations can vary, Reliant Credit Repair offers flexible time payment schedules for its services. Clients can choose a payment plan that best fits their budget, making credit repair more accessible and less financially burdensome.
Nationwide Presence
With offices located in North Carolina, Texas, Florida, and New Jersey, Reliant Credit Repair offers its services to clients across the United States. This widespread presence ensures that more people have access to the expertise and support they need to restore their credit, regardless of their location.
Take the First Step Toward Better Credit Today!
Email: sales@reliantcreditrepair.com
Call Us: (800) 707-7492
The journey to excellent credit starts here!
Let’s Get You #CreditFitNow
With Reliant Credit Repair, your journey to financial freedom is guided by experienced paralegals who know the ins and outs of credit laws. This expertise ensures every step of the process is handled with precision and care.
When you choose us, you’re not just signing up for credit repair—you’re getting legal-grade assistance designed to deliver real results.
$149.95 /Audit Fee
Platinum
$69.95/month
- 3 disputes per bureau
- 3 disputes per creditor/collection agency per month.
- Expert review of your credit reports by skilled paralegals
- Professionally crafted disputes tailored to your unique situation
- Detailed updates and guidance every step of the way
- Access to a dedicated team ready to fight for your financial future
- Credit audit report provided
- Reliant Credit ScoreTracker
- All Credit Reports are Reviewed by Zemel Law in partnership with Reliant Credit Repair for FREE! To assess whether you have any violations and possible compensation.
$199.95/Audit Fee
Platinum Plus
$99.95/month
- Truly unlimited bureau disputes
- Creditor/Collection
agency disputes. - Expert review of your credit reports by skilled paralegals
- Professionally crafted disputes tailored to your unique situation
- Detailed updates and guidance every step of the way
- Access to a dedicated team ready to fight for your financial future
- Credit audit report provided
- Reliant Credit ScoreTracker
- All Credit Reports are Reviewed by Zemel Law in partnership with Reliant Credit Repair for FREE! To assess whether you have any violations and possible compensation.
$399.95/Audit Fee
Get Credit Fit Now Elite
No Monthly Fees
- Pay-Per-Deletion Plan.
- Expert review of your credit reports by skilled paralegals
- Professionally crafted disputes tailored to your unique situation
- Detailed updates and guidance every step of the way
- Access to a dedicated team ready to fight for your financial future
- Credit audit report provided
- Reliant Credit ScoreTracker
- All Credit Reports are Reviewed by Zemel Law in partnership with Reliant Credit Repair for FREE! To assess whether you have any violations and possible compensation.
See what our #GetCreditFitNow Crew thinks of us
Reliant Credit Repair company is great! I had used other credit repair companies and sufferered because they were both slow and non- ineffective. One company I will not mention but starts with an “L” was terrible, my credit score did not move 10 points for 2 years. Since I decided to cancel with “L”, than they wanted me to keep my account open just in case I wanted to return for $15 per month. They were a trip!
Clyde
Excellent services. I recommend it, I’m very happy and recommend Reliant Credit to anyone I come across!!
Franklin P
I recommended them. They are well versed in repair and, the team at RCR knows the actions necessary to get errors fixed and how to improve FICO scores. Their work helped me fix my credit so I could refinance my house at a lower rate and obtain new credit.
Mike
Reliant Credit Repair has an exceptional service . They provided very clear step by step process of the actions they took to increase my credit. My life is now changed for the better thanks to the job well done they did on improving my credit from low 500s to almost 800. I can honestly say yes am happier and more confident when I go out and make a purchase on credit.
Manny
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FAQ’s
Repairing your credit is essential for securing better loan rates, increasing borrowing potential, and enhancing financial opportunities. Good credit can reduce insurance premiums and improve housing prospects, ultimately leading to a healthier financial future.
Our credit repair service includes a thorough credit audit, tailored dispute letters, credit monitoring, and personalized guidance. We leverage consumer protection laws to challenge inaccuracies and improve your overall credit profile with ongoing expert support.
Yes, we offer credit restoration services aimed at correcting inaccuracies and addressing issues that negatively impact your credit score. Our experienced team advocates for your rights under the Fair Credit Reporting Act (FCRA) to restore your credit health.
Our credit assistance helps you by identifying and disputing inaccuracies on your credit report, educating you on credit management, and providing tools to establish better credit practices. We work to improve your credit score and financial opportunities.
Our credit assistance helps you by identifying and disputing inaccuracies on your credit report, educating you on credit management, and providing tools to establish better credit practices. We work to improve your credit score and financial opportunities.
Yes, you can track your credit repair progress through our 24/7 online account access. You’ll receive updates on disputes, changes to your credit report, and detailed analysis throughout the credit repair process to monitor your improvements effectively.