bad credit

credit cards for people with bad credit

Credit Cards for People with Very Bad Credit

Credit Cards for people with very bad credit are no longer a myth. Mostly fueled by overspending, bad credit is rising across the nation. A recent survey showed that nearly 1 out of every 7 Americans has a below 600 credit score indicating an adverse credit rating. Notwithstanding this position, there is always a demand for credit to manage financial exigencies. To cash in on this, credit card companies are offering bad credit – credit cards with higher interest rates,…

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Fix Your Credit Report

How To Fix Your Credit Report

Living with bad credit is stressful, but if you want to fix your credit report, there are several steps you can take. First, think positively about the solutions to your money problems – do not dwell on past failures and current debt. Then take the necessary actions to achieve a healthy credit report. Here are some tips on how to fix your credit report. First, request a copy of your report from a credit bureau (it’s free) and promptly correct…

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repair bad credit ratings

Learn More About The Laws Governing Bad Credit And Debt

There are a number of laws on the books to protect people who have bad credit ratings. These laws are important, and you should know about them in order to protect yourself from unfair practices performed by collection agencies. The federal Fair Credit Reporting Act (FCRA) was enacted to protect debtors from creditors and collection agencies. As a debtor, you have a right to ask creditors and collection agencies to stop hounding you. You must contact these agencies right away…

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debt consolidation program

How to Repair Your Bad Credit with Debt Consolidation

Sometimes, when we owe money, it seems like the bottom has dropped from our glass. When it comes to debt relief and repairing credit ratings, the road always seems uphill. One of the best solutions for getting out of debt is finding a way to pay off your bills. If you elect to go with a debt consolidation program, then look for a program that will not charge you high rates of interest, costly monthly fees, and so forth. Some…

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Mortgage Refinance Tips

Bad Credit Mortgage Refinance Tips

Bad Credit Mortgage Refinance Tips One hundred percent mortgage refinancing enables you to use your equity in borrowing and at the same time could very well make your interest rates lower. In order to be approved for a refinancing that is cashing out, you will have to have perfect credit, in all ways. If you do not have perfect credit, you will have to obtain a sub-prime lending agent or obtain some type of line of credit. One hundred perfect…

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Is Your Credit Report Costing You Money

Is Your Credit Report Costing You Money?

Is Your Credit Report Costing You Money? Everyone needs to take advantage of the new Federal Free Annual Credit report program, and every one means you! Why? Because the odds are about 4 to 1 against your credit report being accurate at all 3 bureaus. That’s one of the things the big three credit reporting agencies don’t want you to know. A recent study did random pulls of credit reports from Equifax, Experian, and Transunion, with the consumer’s involved prior…

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Mistakes To Avoid In A Credit Repair

Mistakes To Avoid In A Credit Repair

Mistakes To Avoid In A Credit Repair If you have bad credit and are trying to work at fixing it, you know that it can take a long time. It can be difficult and is often quite involved, and it is easy to make mistakes while trying to fix things up. If you are working to repair your credit, there are three huge mistakes that you will want to avoid if you’re going to be successful at rebuilding your credit.…

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Bad Credit Credit Cards

Instant Approval Bad Credit Credit Cards – 3 Ways To Improve Credit Rating

Instant Approval Bad Credit Credit Cards – 3 Ways To Improve Credit Rating Have bad credit? Bankruptcy? If so, you can get approved for a credit card. Although having bad credit may make it impossible to obtain super low rates when financing merchandise, you have the power to change your credit situation. There are various ways to improve credit. Furthermore, if you are having a difficult time establishing credit, bad credit credit cards can put you on the right path.…

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Annual Credit

Negative Credit Can Affect Your Job Search

Negative Credit Can Affect Your Job Search Bad credit can affect your ability to get more credit. Did you know it also can affect your ability to get or keep a job? Employers often use a credit report when they hire and evaluate employees for promotion, reassignment, or retention. The military has been doing this for years for personnel that require a security clearance. They run background checks with local police, the FBI, and financial institutions. The military does not…

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Repairing damaged credit

What Happens When Your Credit is Damaged?

The good thing about bad credit is that you can fix it. If you start now, over time, your bad credit can turn into good credit, and you could qualify for the loans you want at the rates you want. The most important aspect of rebuilding your credit after it has been damaged is showing lenders and creditors that you are serious about repaying your debt and that you can be a reliable borrower over a significant period of time.…

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About Us

Reliant credit repair is the leading credit repair company in the industry. Our success relies on guiding our clients through their journey to achieve the lifestyle they deserve.

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