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Tag: credit bureaus

Repair Your Credit

How to Repair Your Credit and Buy a Home

There are three major consumer reporting agencies (CRAs), or credit bureaus, that mortgage companies use to assess a buyer’s credit rating: Experian, Equifax, and Trans Union. Credit scores typically range from 300 to 850. For home loan purposes, a score of 650 or higher indicates a good credit history and

Credit Reports and Scores

Credit Reports and Scores Often Confuse Consumers

Most people who are of an age to care about their credit reports are aware that the three main credit bureaus, Experian, Trans Union, and Equifax, maintain credit reports on them. The bureaus keep track of loans, credit cards, and bankruptcies and make a note of whether each consumer pays

Credit Report Dispute

Ways To Resolve A Credit Report Dispute

Ways To Resolve A Credit Report Dispute Under the Fair Credit Reporting Act, the reporting company and the information provider are responsible for correcting any credit report disputes. However, they must first be made aware that you have credit report disputes. A person can report and correct errors in their

improve your credit score

Top 7 Questions About Your Credit Score

Top 7 Questions About Your Credit Score Here are the top 7 questions we hear from consumers about credit reports and credit scores. 1. Will closing paid off credit card accounts improve my credit score? This will surprise many of you, but closing paid off credit card accounts can actually

Good Credit History

Tips On Establishing A Credit History

Establishing a credit history is one of the most important things you can do for your future. Your credit history will follow you through your entire life, affecting your loans, insurance premiums and even employment opportunities. When you have a good credit history, you receive lower interest rates, better repayment

tips for credit repair

Seven Important Tips For Credit Repair

In today’s society, no one can overemphasize the importance of a good credit line. In fact, having a bad credit record is even worse than having no money at all. Without bad credit, it would be very difficult to get loans and do other transactions that would soon become necessary

Credit Repair

Tell Me More About Credit Repair

So you want to know more about credit repair, do you? If you?re already searching for information about credit repair even when there?s no need for it yet then that?s great. I commend you for your forward thinking! Because of the economic crisis that probably almost the whole world is

Resolving Credit Card Disputes

Resolving Credit Card Disputes

Image this if you will, one day you receive your statement in your mailbox, and of course, you do not assume anything out of the ordinary because you only used the card one-time last month, which was to buy your niece a birthday present. No big deal you think, this

Consumer Credit Reports

What You Should Know About Consumer Credit Reports

Consumer credit reports are often used by businesses to help them decide whether to lend money or provide other types of benefits to a particular consumer. Credit bureaus offer credit report information on consumers to interested parties, to enable them to assess a person’s risk levels or suitability for a