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Tag: credit cards

Avoid Bad Credit

How to Avoid Bad Credit and Repair

Staying in touch with your payments each month can help you avoid bad credit. By keeping yourself organized when your payments are due, you are on your way toward avoiding bad credit. If you do your research on the marketplace before coming to a purchasing decision, you are definitely well

Improve your Credit Rating

3 Credit Report, Discover How To Improve your Credit Rating

This 3 credit report article was written to answer many of the most frequently asked questions, I hope you find all of this information helpful. A 3 credit report can be useful for a variety of reasons. There are three major credit reporting agencies: Experian, Equifax, and TransUnion, and each

Credit Cards For Bad Credit

Credit Cards For Bad Credit

Having a bad credit history will make it more difficult for you to get another card, but not necessarily prevent you from getting one. This is because many banks, if they feel that an individual with a bad credit history has good intentions to pay bills, will offer bad credit

annual percentage rate

How Important Is Credit Card APR?

As with most financial products, credit cards are usually heavily promoted on their interest rate or APR. The lower the APR, the more attractive it’s supposed to be to potential customers. But is APR really the most important feature of a credit card? Firstly, a sizable minority of people use

You Are Your Credit Score’s Worst Enemy

You Are Your Credit Score’s Worst Enemy

When applying for loans, credit cards, or even trying to lease a new apartment your credit score is the major determinant of how well you will fair. Ironically very few people know what their credit score is and are not aware of the fact that they may be doing various