Want to know how to get hold of your Credit Score for free? Here you’ll find some tips and advice from an attorney. The first thing to know is that you need to be truthful but still, cover over the bleakest part of your finances and accounts. Go into detail
Are you barely making ends meet? Dodging debt collection calls? Unable to meet your monthly expenses much less save money for emergencies or retirement? If this sounds familiar, you may want to consider credit counseling. Credit Counseling can improve many aspects of your life. It can help you get out
What is Credit Counseling All About? Many people who are suffering from extreme financial troubles due to debt have successfully made use of credit counseling services. While it is often spoken of in the same breath with debt negotiation, it is really quite different. If you work with a credit
Question: I’ve had trouble paying my bills on time in the past, and now my credit record isn’t the best. I’ve seen advertisements for credit repair services. Do they work? Answer: Hard work and the passage of time are the only tried and true methods of repairing a blemished credit
Credit is an essential tool in most people’s lives. An excellent credit rating allows for many things that we take for granted: having a credit card, being able to rent property, qualifying for in-store financing, etc. . . If you fail to make payments towards a creditor, this will affect
When it comes down to it, the majority of people are always assuming, and most of them assume the worst. Creditors or anyone today all base their theories on suppositions, and suppositions have forever caused failure. When people fail to pay their bills on time, many of the creditors suppose
Many times when people feel that their credit is ruined, they give up all hope of ever trying to apply for anything again. What these people may not know is there are still programs available to help them achieve the things they want without having to worry about credit issues.
The Fair Debt Collection Practices Act (FDCPA) applies to personal, family, and household debts. This includes money you owe for the purchase of a car, for medical care, or for charge accounts. The FDCPA prohibits debt collectors from engaging in unfair, deceptive, or abusive practices while collecting these debts. Under
Why is having good credit so important? Since today’s society is so financially-driven, establishing and maintaining good credit is imperative if you want to be able to do any of the following: 1. Apply for a job 2. Rent an apartment or buy a home 3. Open an account at
There are many effective ways to build credit. In order to keep creditors from bothering you, and in order for you to get a loan with a reasonable interest rate, you need to learn how to build your credit. The best place to start is to not buy things that
