credit rating

Bad Credit

How To Get Rid Of Your Bad Credit In Two Months

You were sure that you would get the loan that you applied for, but to your surprise, a bank turned down the loan. The bank explained to you that you have bad credit and they consider your subprime. What, you may ask is subprime? Sub prime means that you have bad credit and score of less than 620 on the FICO scale/rating. This, however, doesn’t mean that you can’t apply for loans. Some many lenders and companies specialize in lending…

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Insurance Credit Scoring: An Ethical Issue

Insurance Credit Scoring: An Ethical Issue

Insurance Credit Scoring: An Ethical Issue Credit scoring is a method of determining the likelihood that credit users will pay their bills. Fair, Isaac began its work with credit scoring in the late 1950s and, since then, scoring has become widely accepted by lenders as a reliable means of credit evaluation. A credit score attempts to condense a borrower’s credit history into a single number. Fair, Isaac & Co. and the credit bureaus do not reveal how these scores are…

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Improve Your Credit Rating

How To Improve Your Credit Rating

Your credit rating is something you shouldn’t take for granted. If left to spin out of control, it can cause serious repercussions that will follow you throughout your life. If your credit isn’t the best or could use improvement, here are a few ways how you can improve your credit rating. Make Payments on Time If you pay your bills late, you’re not only incurring late fees but you’re also damaging your credit. And if you miss a payment, it’s…

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Is Your Credit Report Costing You Money

Is Your Credit Report Costing You Money?

Is Your Credit Report Costing You Money? Everyone needs to take advantage of the new Federal Free Annual Credit report program, and every one means you! Why? Because the odds are about 4 to 1 against your credit report being accurate at all 3 bureaus. That’s one of the things the big three credit reporting agencies don’t want you to know. A recent study did random pulls of credit reports from Equifax, Experian, and Transunion, with the consumer’s involved prior…

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Top 3 Credit Mistakes Which Will Harm Your Credit Scores

Top 3 Credit Mistakes Which Will Harm Your Credit Scores

Credit scores are the financial measurement to determine your financial creditworthiness. Lenders like banks and credit card companies use these credit scores to know your financial ability. This is important to maintain your good credit scores. Let review the 3 top credit mistakes which you may make and harm your credit scores: 1. Missing Payment Your credit score is count based on your credit history and how you have managed your current and past credit obligations. Many lenders will use…

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Credit Repair Building

Understanding Credit Repair Building

Understanding Credit Repair Building Before we begin to give you information on credit repair building, take a moment to think about how much you already know. This article should help give you more knowledge on building credit repair. Building credit is more imperative now than it has ever been. If you have bad credit, it is regularly hard to get an apartment, a mortgage loan for a home, or any form of credit loans at all. Just the same, if…

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Repair Bad Credit

Taking Steps To Repair Bad Credit

Taking Steps To Repair Bad Credit Repairing your bad credit is never easy, but there are solutions that can help you get out of debt. Everyone has bills and sometimes bills can get out of control. Because paying your bills is an ongoing process, the best possible solution when you are in trouble is by asking for help and working to get your debt under control. Since new laws make it difficult for consumers to restore their credit rating, it…

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Some Steps Towards Credit Repair

Some Steps Towards Credit Repair

Credit is an essential tool in most people’s lives. An excellent credit rating allows for many things that we take for granted: having a credit card, being able to rent property, qualifying for in-store financing, etc. . . If you fail to make payments towards a creditor, this will affect your credit report collected by your credit bureau and will make doing the above things difficult if not impossible. When your credit rating becomes poor, you must take steps as…

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Credit Card Jargon Buster

What You Should Know About Credit Card Jargon Buster

Credit cards, as part of the financial industry, use a massive array of jargon. You can?t be expected to recognize all these technical terms, and some of them are quite important ? so here?s a quick guide, in alphabetical order. Affinity card. This is a credit card that gives a certain amount to a charity of your choice, depending on how much you spend. It is generally best to avoid any charity that wants you to sign up for such…

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Credit Score

When Your Credit Score Become Important?

Have you ever wonder why your online application for credit can be approved in 60 seconds? Or get a pre-qualified auto loan for a car without asking you how much is your income? Or why your interest rates on loans are different from the interest rates of your friends or neighbors? Your credit scoring is the factor that affects all the above. It is your responsibility to main a good credit score. You will need to use it to get…

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About Us

Reliant credit repair is the leading credit repair company in the industry. Our success relies on guiding our clients through their journey to achieve the lifestyle they deserve.

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