Bad Credit: Understanding The Basics Many people have heard of bad credit, but some may not know what it means. For a long time, there was no established method for determining the credit activities of consumers. However, this all changed when a company called the Fair Isaac Corporation designed a
What is a Good Credit Score and Credit Score Range? Credit Report and Credit Score is used to check the creditworthiness of a person. A credit score range is based on the data provided by the credit report that indicates payment history, accounts, etc. Today many lenders and retailers take
How To Get A Free Credit Report & What It Means To You If you are applying for a credit card, mortgage, car or personal loan, you should be familiar with the information included in your credit report. You are issued a number, known as a FICO score, which is
How To Dispute Problems on Your Credit Report While having your own home is an important part of your financial picture, too many people make decisions without thinking things over. Many people have what I would like to call a “pie in the sky” view of life. They tend to
How to Fix your Credit Score and Qualify for a Home Loan One might be wondering why some lenders turn down a mortgage application while some others might consider it fit for approval. The answer may well lie in the credit report and the credit score to be precise which
Government Credit Repairs If you are building a credit history, suffering bad credit or else your credit is great, there are sources available that will help you maintain credit, repair credit, and build a credit history. If you have bad credit you must at least apply for two loans and
Do you want to borrow a loan but are afraid that you would be denied due to your bad credit score? Bad credit score can greatly affect your chances of getting a suitable loan. Many money and bank lenders solely depend upon your credit score rating just to judge you’re
Improve Credit Score – Ways To Raise And Protect Credit Score When a potential creditor pulls your credit report, they will learn your employment, address, and credit history. Details about credit history are their primary concern. For this matter, it is important to maintain a good payment history with creditors.
If you’re going to apply for a credit card, a mortgage, a loan or any other source of finance, one thing any potential lender will check is your credit report. This will tell them about any previously unpaid debts or legal judgments against you and help them assess whether you
Your credit report determines your credit rating. If you obtain a loan from a bank, credit card company or another loan establishment, your ability to make your payments on time is reported to a credit reporting agency. Credit reporting agencies then compile this financial information into a personalized credit report,
