Credit Report

Bad Credit: Understanding The Basics

Bad Credit: Understanding The Basics

Bad Credit: Understanding The Basics Many people have heard of bad credit, but some may not know what it means. For a long time, there was no established method for determining the credit activities of consumers. However, this all changed when a company called the Fair Isaac Corporation designed a credit scoring system that is called the FICO score. Because the three major credit agencies have different information on each consumer, the FICO score calculated by these agencies won’t be…

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Good Credit Score and Credit Score Range

What is a Good Credit Score and Credit Score Range?

What is a Good Credit Score and Credit Score Range? Credit Report and Credit Score is used to check the creditworthiness of a person. A credit score range is based on the data provided by the credit report that indicates payment history, accounts, etc. Today many lenders and retailers take the help of credit reports and credit scores to lend credit. Credit report and credit score help the bank lenders to judge the creditworthiness of a person at the time…

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credit report

How To Get A Free Credit Report & What It Means To You

How To Get A Free Credit Report & What It Means To You If you are applying for a credit card, mortgage, car or personal loan, you should be familiar with the information included in your credit report. You are issued a number, known as a FICO score, which is calculated based on your previous payment history, number of debts with a balance, recent credit inquiries, and balance to available credit ratio.Many consumers are aware that they can obtain a…

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How To Dispute Problems on Your Credit Report

How To Dispute Problems on Your Credit Report

How To Dispute Problems on Your Credit Report While having your own home is an important part of your financial picture, too many people make decisions without thinking things over. Many people have what I would like to call a “pie in the sky” view of life. They tend to think that when things are going well it will always be that way; this is not always the case. Making a mistake with your mortgage is a fast way to…

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Credit Score

How to Fix your Credit Score and Qualify for a Home Loan

How to Fix your Credit Score and Qualify for a Home Loan One might be wondering why some lenders turn down a mortgage application while some others might consider it fit for approval. The answer may well lie in the credit report and the credit score to be precise which plays a crucial role in loan sanctioning.Credit history is an important factor affecting loan granting decisions by the lender or mortgagee. As part of the pre-approval process, a detailed investigation…

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bad credit

Government Credit Repairs

Government Credit Repairs If you are building a credit history, suffering bad credit or else your credit is great, there are sources available that will help you maintain credit,  repair credit, and build a credit history. If you have bad credit you must at least apply for two loans and be turned down before, the government will consider giving you a loan. Your credit report is not what is important, rather declines are the focus. There are government loans available…

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fix your credit score

How to Overcome a Bad Credit Score?

Do you want to borrow a loan but are afraid that you would be denied due to your bad credit score? Bad credit score can greatly affect your chances of getting a suitable loan. Many money and bank lenders solely depend upon your credit score rating just to judge you’re creditworthiness to pay off the loan. The bad credit score is certainly not the end of the world; if you undertake effective measures, you can overcome your bad credit history.…

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Improve Credit Score Ways To Raise And Protect Credit Score (1)

Improve Credit Score – Ways To Raise And Protect Credit Score

Improve Credit Score – Ways To Raise And Protect Credit Score When a potential creditor pulls your credit report, they will learn your employment, address, and credit history. Details about credit history are their primary concern. For this matter, it is important to maintain a good payment history with creditors. This will likely result in a better credit score, which affords better financing options.If your credit score is low, making an effort to raise your score will serve to your…

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Free credit report

How To Get A Free Copy Of Your Credit Report

If you’re going to apply for a credit card, a mortgage, a loan or any other source of finance, one thing any potential lender will check is your credit report. This will tell them about any previously unpaid debts or legal judgments against you and help them assess whether you are creditworthy or not. There are three nationwide consumer reporting companies in the US: Experian, Equifax, and TransUnion. All keep different information about you, and all or any of them…

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Repair Your Credit

How To Use A Collection Agent To Repair Your Credit

Your credit report determines your credit rating. If you obtain a loan from a bank, credit card company or another loan establishment, your ability to make your payments on time is reported to a credit reporting agency. Credit reporting agencies then compile this financial information into a personalized credit report, the key to a positive – or negative – credit rating. Any negative notations within your credit history will haunt you for up to seven years and could prevent you…

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Reliant credit repair is the leading credit repair company in the industry. Our success relies on guiding our clients through their journey to achieve the lifestyle they deserve.

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