credit reports

consumer reporting company

Improve Your Credit Score By Correcting Your Credit Report

Under the Fair Credit Reporting Act (FCRA), both the consumer reporting company and the information provider (the person, company, or organization that provides information about you to a consumer reporting company) are responsible for correcting inaccurate or incomplete information in your report. To take advantage of all your rights under the FCRA, contact the consumer reporting company and the information provider if you see inaccurate or incomplete information.1. Tell the consumer reporting company, in writing, what information you think is…

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Credit Reports and Scores

Credit Reports and Scores Often Confuse Consumers

Most people who are of an age to care about their credit reports are aware that the three main credit bureaus, Experian, Trans Union, and Equifax, maintain credit reports on them. The bureaus keep track of loans, credit cards, and bankruptcies and make a note of whether each consumer pays his or her bills on time. Most people are also aware that their credit history is also available in the form of a credit score, which is, in essence, their…

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Credit Reports

How to Check Credit Reports

Credit Reports – What’s On Them, and How to Check Yours Businesses in the United States buy more than two billion credit reports every year. Since there are currently fewer than 300 million people in the country, this means that the average adult has his or her credit reports examined by someone about once every other month. And yet, only a small percentage of Americans have ever laid eyes on their own credit reports. Viewing your credit reports at least…

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3 Major Credit Bureaus

How To Get Free Annual Credit Reports From Major Credit Bureaus

How To Get Free Annual Credit Reports From Major Credit Bureaus If you plan to apply for a mortgage, car loan, credit card or consolidation loan, then you will need to know what is in your credit reports from each of the three major credit bureaus. These include TransUnion, Equifax, and Experian and each keeps a detailed record of your current and past debts, payment history, along with any information on public record, which may include foreclosures, bankruptcies or judgments.…

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Debt Management Plan

Making A Debt Management Plan For Credit Repair

Making A Debt Management Plan For Credit Repair Since it has become very difficult to purchase anything without a credit card, one consideration helping to credit repair, and ultimately a credit rating when you are having trouble getting a credit card is to get a pre-paid card. Many lenders offer a pre-paid Visa or Master Card, which for all purposes look and work just like credit cards. The main difference is, instead of purchasing things strictly on credit, you make…

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Repair Your Credit With Credit Cards

How To Repair Your Credit With Credit Cards

How To Repair Your Credit With Credit Cards Very few people live their entire lives without inflicting any damage upon their credit scores. Whether it be high balances on credit cards, bankruptcy, collections issues or financing troubles, credit problems affect the best of us and are difficult to repair. Fortunately, there are solutions to repairing bad credit and restoring faith with credit agencies and bureaus. All it takes is a little time and the right strategy, and before you know…

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Fix Bad Credit

The Things You Can Do To Fix Bad Credit

The Things You Can Do To Fix Bad Credit When confronted with the reality of having bad credit, people?s first reactions are something along the lines of ?I’m doomed? , or ?This is it? and “That’s it.” But there?s no need to be so depressed and pessimistic just yet. Haven’t you heard about the wonders of credit repair? Yes, I know, the critics are still going on and on about the need for consumers to be wary of professional credit…

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improve your credit score

Top 7 Questions About Your Credit Score

Top 7 Questions About Your Credit Score Here are the top 7 questions we hear from consumers about credit reports and credit scores. 1. Will closing paid off credit card accounts improve my credit score? This will surprise many of you, but closing paid off credit card accounts can actually hurt your score in two ways. In ?Your Credit Score?, Liz Pulliam Weston explains: A. Closing accounts can make your credit history look younger than it is. Your credit score…

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Repair Bad Credit

Taking Steps To Repair Bad Credit

Taking Steps To Repair Bad Credit Repairing your bad credit is never easy, but there are solutions that can help you get out of debt. Everyone has bills and sometimes bills can get out of control. Because paying your bills is an ongoing process, the best possible solution when you are in trouble is by asking for help and working to get your debt under control. Since new laws make it difficult for consumers to restore their credit rating, it…

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credit rating

What Is Credit And How Is It Established?

A credit rating is simply someone?s assessment of how well you would be able to pay back money lent to you. Usually, that ?someone? is a credit reporting agency; however, creditors themselves will also make their own assessment, which is usually based on the score you receive from the credit reporting agencies and is determined by requirements that vary a great deal from one creditor to the next. The largest scoring agency determines your “FICO” score. Credit can be established…

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About Us

Reliant credit repair is the leading credit repair company in the industry. Our success relies on guiding our clients through their journey to achieve the lifestyle they deserve.

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