How To Dispute Problems on Your Credit Report While having your own home is an important part of your financial picture, too many people make decisions without thinking things over. Many people have what I would like to call a “pie in the sky” view of life. They tend to
How to Eliminate Credit Card Debt Each year more and more people find themselves drowning in a pool of credit card debt. While it is comforting to some degree to be able to take solace in the fact that you’re not alone, most people would also prefer being able to
Why do some people get offers for pre-approved credit cards and others to don’t? What do car dealers know about your financial health that you don’t know? The answer is your credit score. Your credit score is a number generated by a mathematical formula to estimate how likely you are
If you have a history of late payments, unpaid bills, or accounts sent for collection, your credit record will suffer. A bad credit record gives you a low credit score and makes it difficult for you to get needed credit or loans for things you really need. Your credit
Obtaining and maintaining a good credit history is very important for any consumers present and future financial condition. But how does someone go about doing this? To some peoples surprise, establishing credit is relatively simple. If you are earning a stable income and have lived in the same residence for
In order to build and maintain good credit, you must select, use, and pay on your credit cards, and other loans, wisely. Each step is important. Put them all together and your credit rating should rise. Make bad choices and you might hurt yourself in some surprising ways. When applying
Negative Credit Can Affect Your Job Search Bad credit can affect your ability to get more credit. Did you know it also can affect your ability to get or keep a job? Employers often use a credit report when they hire and evaluate employees for promotion, reassignment, or retention. The
Questionable Credit Repair Offers If you have a bad credit record, you know how hard it can be to secure new credit or seek new employment. While you may be willing to do whatever it takes to repair your credit rating, some companies not only offer illegal advice or methods
Credit scores are the financial measurement to determine your financial creditworthiness. Lenders like banks and credit card companies use these credit scores to know your financial ability. This is important to maintain your good credit scores. Let review the 3 top credit mistakes which you may make and harm your
Repairing Bad Credit Building your credit after repeated interruptions is a constant headache we all want to avoid. In this article, I am going to break it on down for you since there are many sources that will take full advantage of you when the opportunity arises. If you feel
