FICO score

Bad Credit: Understanding The Basics

Bad Credit: Understanding The Basics

Bad Credit: Understanding The Basics Many people have heard of bad credit, but some may not know what it means. For a long time, there was no established method for determining the credit activities of consumers. However, this all changed when a company called the Fair Isaac Corporation designed a credit scoring system that is called the FICO score. Because the three major credit agencies have different information on each consumer, the FICO score calculated by these agencies won’t be…

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credit report

How To Get A Free Credit Report & What It Means To You

How To Get A Free Credit Report & What It Means To You If you are applying for a credit card, mortgage, car or personal loan, you should be familiar with the information included in your credit report. You are issued a number, known as a FICO score, which is calculated based on your previous payment history, number of debts with a balance, recent credit inquiries, and balance to available credit ratio.Many consumers are aware that they can obtain a…

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Good Credit Score

Easy Steps To Maintain A Good Credit Score

Easy Steps To Maintain A Good Credit Score A good credit score can be an asset when you need it most. But if you don’t regularly monitor your credit status, your credit score can become a liability. Have you checked your credit report lately? By law, you are able to obtain a copy of your credit report free every 12 months from each of the three nationwide credit reporting agencies, Equifax, Experian, and TransUnion. The three companies have formed a…

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Personal Credit Reports

Personal Credit Reports: How to Get Them For Free

Your personal credit report tells lenders everything they need to know to help them decide whether to lend money or extend credit to you. Do you know what is on your personal credit report? Are you certain that your personal credit report is accurate? These and other questions must be answered before you apply for credit or take out a loan. Without that information handy, you may end up paying too much for your car loan, mortgage, credit card, and…

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Credit Score

When Your Credit Score Isn’t Really Your Credit Score

Many articles have been written about the importance of having healthy credit. And nowhere is the state of your credit more important than when you apply for a home loan. For most people, a house is the most expensive thing they will ever buy, and the overall health of your credit determines whether or not a lender will offer you an affordable home loan. Since the most common measure of financial health is a credit score, most potential buyers are…

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Fix Your Credit Fast

5 Perfectly Legal Tricks to Fix Your Credit Fast

5 Perfectly Legal Tricks to Fix Your Credit Fast Repairing credit is one hell of a task especially when you don’t have even the slightest idea of where to get started. By hiring an expert, you can deal with the situation. Here in this post, we will study 5 superb tricks to fix your credit yourself. 1. Check your breaking points Ensure your revealed credit limits are presented lower than they really are. You don’t need it to look just…

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credit score up fast

How Long Will Your Credit Score Take To Increase After Paying Off Debt?

If you have an outstanding debt and you want to get it cleared, you may spend months on end saving up so you can finally get your credit back on track again. A few days after paying off your debt, you may find that your credit score still hasn’t increased and this can be a real problem if you are trying to apply for a mortgage or even a credit card. One thing that you need to know is that…

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About Us

Reliant credit repair is the leading credit repair company in the industry. Our success relies on guiding our clients through their journey to achieve the lifestyle they deserve.

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