Pay more than the required payment (make extra payments in the manner your lenders prescribe so you don’t lose out because of computer errors, etc.) focus on your highest-rate debt first. Bi-weekly payments are an excellent means to pay extra principal almost painlessly, if your paydays are weekly or bi-weekly, and if there are no fees involved, and if you deal with a reputable money handler. A person who pays ½ of the required monthly payment bi-weekly makes the equivalent…