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Tag: mortgage

credit report

How To Get A Free Credit Report & What It Means To You

  How To Get A Free Credit Report & What It Means To You If you are applying for a credit card, mortgage, car or personal loan, you should be familiar with the information included in your credit report. You are issued a number, known as a FICO score, which

Credit Score

How to Fix your Credit Score and Qualify for a Home Loan

How to Fix your Credit Score and Qualify for a Home Loan One might be wondering why some lenders turn down a mortgage application while some others might consider it fit for approval. The answer may well lie in the credit report and the credit score to be precise which

good credit history

How to Use Your Credit Card to Establish a Good Credit History

How to Use Your Credit Card to Establish a Good Credit History If you’re young and just starting credit cards are certainly convenient and can help you establish a good credit history, which will be important when you need to make major purchases down the road. However, carrying a credit

Improve Your Credit Score

Improve Your Credit Score Before Buying a Home

Improve Your Credit Score Before Buying a Home Several months before you begin to look for a home, you should take steps to “Improve Your Credit Score” for your home loan. Start by making a list of all your existing loans and credit cards, with the company names, account numbers

5 Things To Protect Your Credit Score This Holiday Season

5 Things To Protect Your Credit Score This Holiday Season

5 Things To Protect Your Credit Score This Holiday Season 1. Avoid Department Store Offers for Instant Credit and Don’t Open Up New Lines of Credit “Would you like to save 10% today on your purchase today?”. We have all been asked that question when paying for our purchases. Every

credit score does it matter

Credit Scoring – Does it Matter?

If the borrower has a satisfactory credit history and the ability to pay timely payments, the borrower may be considered a prime borrower and rated as an “A” borrower. In this case, the loan will be closed using standard mortgage documents referred to as “A paper”.  If he does not