mortgage

credit report

How To Get A Free Credit Report & What It Means To You

How To Get A Free Credit Report & What It Means To You If you are applying for a credit card, mortgage, car or personal loan, you should be familiar with the information included in your credit report. You are issued a number, known as a FICO score, which is calculated based on your previous payment history, number of debts with a balance, recent credit inquiries, and balance to available credit ratio.Many consumers are aware that they can obtain a…

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Credit Score

How to Fix your Credit Score and Qualify for a Home Loan

How to Fix your Credit Score and Qualify for a Home Loan One might be wondering why some lenders turn down a mortgage application while some others might consider it fit for approval. The answer may well lie in the credit report and the credit score to be precise which plays a crucial role in loan sanctioning.Credit history is an important factor affecting loan granting decisions by the lender or mortgagee. As part of the pre-approval process, a detailed investigation…

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good credit history

How to Use Your Credit Card to Establish a Good Credit History

How to Use Your Credit Card to Establish a Good Credit History If you’re young and just starting credit cards are certainly convenient and can help you establish a good credit history, which will be important when you need to make major purchases down the road. However, carrying a credit card comes with big responsibilities. Here are some tips on how to use your credit card wisely. Choosing the right credit card When selecting a credit card, you should consider…

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Improve Your Credit Score

Improve Your Credit Score Before Buying a Home

Improve Your Credit Score Before Buying a Home Several months before you begin to look for a home, you should take steps to “Improve Your Credit Score” for your home loan. Start by making a list of all your existing loans and credit cards, with the company names, account numbers and monthly payment amounts. This will help you to analyze the information shown on your credit report. Include all closed loans and credit cards if these records are available 1)…

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5 Things To Protect Your Credit Score This Holiday Season

5 Things To Protect Your Credit Score This Holiday Season

5 Things To Protect Your Credit Score This Holiday Season 1. Avoid Department Store Offers for Instant Credit and Don’t Open Up New Lines of Credit “Would you like to save 10% today on your purchase today?”. We have all been asked that question when paying for our purchases. Every store under the sun would like to offer you their own credit card. This is not good for your score. The damage to your score you’ll incur by opening up…

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credit score does it matter

Credit Scoring – Does it Matter?

If the borrower has a satisfactory credit history and the ability to pay timely payments, the borrower may be considered a prime borrower and rated as an “A” borrower. In this case, the loan will be closed using standard mortgage documents referred to as “A paper”.  If he does not qualify for an “A paper” loan, the borrower may seek financing with companies known as “subprime lenders”. If the borrower has a satisfactory credit history and the ability to pay timely…

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Credit Repair Tips

Credit Repair Tips – What To Do If You Have Poor Credit

If you have poor credit, you might feel the journey is impossible. It is possible to get a credit card if you have poor credit, but it may come at a costly fee. In most cases, people with poor credit or current debt problems often believe there is no escape. Mortgages are secured loans that are given to first time buyers, homeowners and people who have bad credit. If you have poor credit, it will always be hard to get…

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About Us

Reliant credit repair is the leading credit repair company in the industry. Our success relies on guiding our clients through their journey to achieve the lifestyle they deserve.

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