How To Get A Free Credit Report & What It Means To You If you are applying for a credit card, mortgage, car or personal loan, you should be familiar with the information included in your credit report. You are issued a number, known as a FICO score, which is
How To Check Your Credit Report When you are applying for a new credit card, or an extension of a credit or loan, your lender will review your credit report before granting you anything. So it is probably best to check up on your credit report as well. This way
Want to Improve your Credit Score We all try hard to increase our credit score. Credit scoring model is complex and often vary among different creditors and for different types of credit. Even a single factor can change your credit score, but your credit improvement is generally depends on how
Repair Credit Score Is it necessary to repair credit score? There are many who are unaware of this answer. Most of us are not even bothered to have a look at our credit report. We just maintain it for the sake of it. However such negligence can only result in
Negative Credit Can Affect Your Job Search Bad credit can affect your ability to get more credit. Did you know it also can affect your ability to get or keep a job? Employers often use a credit report when they hire and evaluate employees for promotion, reassignment, or retention. The
Rebuilding Your Credit History Your credit history is very important for you because when it comes to big loans, your credit report will determine if you can get the loan and what rates you’ll have to pay. The credit report will matter a lot when you apply for a mortgage
Top 10 Ways To Repair Your Credit Score You must never underestimate the value of having good credit. You will definitely need your credit score in the future. For example, if you are a student, you’ll need to borrow a certain amount using a student loan in order to attend
Questionable Credit Repair Offers If you have a bad credit record, you know how hard it can be to secure new credit or seek new employment. While you may be willing to do whatever it takes to repair your credit rating, some companies not only offer illegal advice or methods
How to Improve Your Credit Score under the New VantageScore System Poor credit is such a common thing among Americans that the three major credit bureaus have introduced a method for helping consumers to get out of debt. The VantageScore system was introduced in March of 2006 and made available
Top 5 Tips To Fixing Your Credit Report Never underestimate the value of good credit. If your credit history isn’t spick and span, make sure to fixing your credit report promptly. This is very important. For example, maybe you are a student, and you need a loan to pay for
