Credit Cards for people with very bad credit are no longer a myth. Mostly fueled by overspending, bad credit is rising across the nation. A recent survey showed that nearly 1 out of every 7 Americans has a below 600 credit score indicating an adverse
Living with bad credit is stressful, but if you want to fix your credit report, there are several steps you can take. First, think positively about the solutions to your money problems do not dwell on past failures and current debt. Then take the
You sit down to look at your credit report for the first time. If your credit score is above 720, congratulations! You have excellent credit; stop worrying. If your scores are not above 700, no problemlets get to work. Take solace in the fact that
We all get into financially tight situations from time to time. Short term financial demands can catch anyone by surprise. It could be around the birth of a new child, medical expenses or just Christmas or birthdays. Whatever the reason, without care, financially tight situations
There are a number of laws on the books to protect people who have bad credit ratings. These laws are important, and you should know about them in order to protect yourself from unfair practices performed by collection agencies. The federal Fair Credit Reporting Act
Everyone by now has probably gotten at least one email, junk mail, or another type of solicitation concerning Credit Repair. The truth is that around 80% of Americans have credit issues they need to deal with so there is a huge market for credit repair
You can get an annual free credit report from any of the three major credit bureaus. If you have ever had credit, then there is a report on your borrowing and repaying at one of these bureaus maybe all three. The Fair Credit Reporting
Sometimes, when we owe money, it seems like the bottom has dropped from our glass. When it comes to debt relief and repairing credit ratings, the road always seems uphill. One of the best solutions for getting out of debt is finding a way to
Our credit history makes a great impact on our lives, beyond what may appear on the surface. For example, a good credit history will help us to easily obtain loans for a car, a house or other large items with lower interest rates; besides that,
Ready to apply for a mortgage loan? Thinking about getting a new credit card? Before you do, you may want to review a copy of your credit report to ensure that all your information is accurate. And, fortunately, there are quite a few ways to
