The majority of people these days rely a little bit too much on their credit in order to keep them living in the lifestyle that they are accustomed to. For many people, their entire life seems to be run on a line of credit. This
Are you looking for a way to dig yourself out of mounting debt that just seems to keep getting worse? Your first instinct may be to hire someone to fix the problem, but if you’ve already got financial problems this might not be the best
Is it really that important to raise your credit score? Maybe. Lenders have “break points” between scores that get you one interest rate or another. Suppose you have a score of 688, and the lender drops the mortgage rate by .5% at 690. Those two
If your credit score is below 700, you may not qualify for some of the best interest rates on credit cards, loans or mortgages. This means that just by having a credit score of 695, instead of 725 (just an example), you may end up
With flexible payments and terms, today’s mortgage lenders offer a wide variety of loan products. Who benefits? Frequently, its borrowers with less-than-perfect credit. Let’s say you want to refinance your mortgage or apply for a new home equity loan, but are concerned about your spotty
Pay more than the required payment (make extra payments in the manner your lenders prescribe so you don’t lose out because of computer errors, etc.) focus on your highest-rate debt first. Bi-weekly payments are an excellent means to pay extra principal almost painlessly, if your
Check-books and paying with cash is becoming less frequent as more people are using plastic to pay for purchases. Debit cards are replacing checkbooks, and the use of credit cards is rising. Online shopping has helped fuel the need for a credit card. Unfortunately, people
Good credit has become nearly a necessity these days. Credit has become almost essential to buying a car or a home (unless you have large amounts of cash lying around) and with the advent of online buying, it’s generally difficult to operate without some kind
If you haven’t seen a copy of your credit report, you should seriously consider ordering one today. Nowadays, in just a few minutes, you can see your free credit report online. Free credit score online is one of the best ideas to improve or increase
If you have less than perfect credit, you are probably attracted to the many commercials on TV which promise credit repair and debt consolidation. While there are many things companies can do to help you fix your credit, there are a number of things you
