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Credit Restoration

Does Credit Restoration Really Work For Persons with Poor Credit Score?

Does credit repair, also known as credit restoration really work? This is a question which has been asked many times. There are many often conflicting and confusing opinions as to whether credit repair will really work. The truth is this: The truth is that credit repair does not work for everyone. It depends on the truth and accuracy or otherwise of the elements in the credit report. In this regard, it may or may not work for you, depending on…

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Fair Credit Reporting Act

What is the Fair Credit Reporting Act and What you Should Know

The Fair Credit Reporting Act (FCRA) and the recent update to this law called the Fair and Accurate Credit Transactions Act (FACTA) protect consumers against inaccurate information being reported by credit bureaus and the privacy of that information. What does this mean to you? When you make purchases on a credit card, make payments to your accounts, open new bank or credit accounts, borrow money, buy a house or a car, and even fund your education, your financial information is…

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Good Credit And Bad Credit

What You Should Know About Good Credit And Bad Credit

Although the vast majority of adult Americans (and many minors, as well) have some kind of credit to their name or have accrued debt, remarkably few have a strong understanding of how this affects them in their daily lives. Credit ratings are earned through the accrual of debt and how these debts are paid, be they paid on time, paid late, or if payments go into default. Typically, a person gathers debt in one of three ways: credit cards, automobiles,…

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credit score after Bankruptcy

Why Knowing Your Credit Score Can Save You From Bankruptcy

Having a copy of your credit score can most often mean the difference between going deeper into debt and getting out of it. Because most people do not keep track of their credit score, they often go into deep debt without even realizing it. Every time you are late making payments to a creditor or skip one altogether, you are subjected to losing points on your credit score. Your credit score is used to show creditors and lenders how much…

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Credit History

Your Credit History: What Gets Reported And What Does Not

A credit report is a document that outlines your financial status, specifically your credit history. The three national reporting agencies, Experian, Trans Union and Equifax, work independently so it is advisable to get reports from all three for an accurate picture. Type Of Information: The credit report contains personal, financial and public information along with recent requests. The credit report will provide personal information like your full name, frequently used nicknames and aliases, date of birth and social security number.…

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car loans with bad credit

Bad Credit Car Finance – How To Get Pre-Approved For An Auto Loan With Poor Credit

Getting pre-approved for bad credit car financing will help you get the best rates possible. Pre-approved auto loans also give you an edge during car shopping, providing you with the most options. Your car shopping experience can be focused on getting the best price on a car, rather than worrying about financing. Why Pre-Approved Loans Are Better Some dealerships would have you think that getting financing with bad credit is nearly impossible. Not so. By researching lenders and their financing…

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Credit Inquiries

Your Credit Score Can Be Destroyed By Simple Credit Inquiries

What you don’t know about credit inquiries can destroy your credit score and affect what you can qualify for. Whether you are shopping for a cell phone, car, home loan, insurance, or just curious about wanting to see what you could qualify for, a credit inquiry can cost you points on your credit score. Even a reduction in credit points may seem trivial. A change in credit points over a 30 year period can cost 1000’s if not 10,000’s of…

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bad credit

Bad Credit: County Court Judgements Explained

Having a County Court Judgement or CCJ issued against you will have a severe impact on your credit rating, as it signifies that you have had serious problems paying back a loan or other form of credit, to the extent where your creditor has had to take court action against you to try and recover the debt. If you get into arrears and fail to come to a repayment agreement, your creditor may decide that pursuing a CCJ is the…

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Credit Card Repair Scam

How To Spot A Credit Card Repair Scam?

If you have bad credit, consulting a credit repair company seems like the best option to get your credit on the right track. Such a company will charge you a fee to eliminate negative data on your credit reports and leave the relevant and up to date information. These services promise to improve your credit scores, but the truth is, you can do it on your own. The unfortunate thing about credit repair industry is the number of scams involved.…

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credit repair consultation

Everything you need to know about credit repair consultation

Trying to repair your credit is definitely a strenuous and tedious process. While it is possible to tread this path alone, there are moments when it is advisable to work with a professional credit repair consultant. Before you select a credit repair consultations service, there are a few things that you need to understand. Know your rights Before you start searching for credit repair consultation service, you will need to start by doing a background research. The law requires that…

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About Us

Reliant credit repair is the leading credit repair company in the industry. Our success relies on guiding our clients through their journey to achieve the lifestyle they deserve.

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