Credit cards, as part of the financial industry, use a massive array of jargon. You can?t be expected to recognize all these technical terms, and some of them are quite important ? so here?s a quick guide, in alphabetical order. Affinity card. This is a credit card that gives a
Can you repair my credit? Although many Internet sites claim to be able to do credit repair for you, they cannot. When you ask “How can I repair my credit,” there are many places you can get advice about credit repair, but you are the only one that can actually
There was a time when poor credit meant you could kiss any chance of getting credit goodbye. Credit cards were extremely difficult to get if you had any compromising information contained in your credit report. These days have long since passed. Today, if you have bad credit, there is a
Every time you apply for a credit card, loan, finance or a mortgage your credit history will be checked. This gives the lender information from which they decide whether they feel you are likely to make your repayments and so whether or not to provide you with the funds you
Many people in the United States today have bad credit, and the numbers have continued to rise. It isn’t just those who are lazy who end up with bad credit. Many hard-working people who are well-meaning end up in situations where their credit is ruined. The best way to avoid
One of the first things young adults need to know when they’re just starting out on the road to the rest of their life is how important it is to build and maintain the good credit rating. In the world we live in today, your credit rating is the basis
These days most of us avail loans to buy a house, set up a business, or buy a car. Many students take loans to further their education. How soon the loan is sanctioned, the rate of interest and the amount sanctioned will all depend on your credit score which is
There is an unfortunate stroke of luck and you have engrossed yourself neck-deep in bad credit. Credit repair seems to be the need of the hour. You need a dolphin-jump to free yourself from the shackles of bankruptcy and you are out of ideas. You are loaded with bank notices
Your credit score is based on a few prime factors, there is no particular order in which I will discuss them (Some of them have higher weights in regards to the score). Repayment history, current debt owed, recent credit checks, and registered income (there are other factors as well). In
Individuals with problematic credit histories often suffer unfairly from a high mortgage, insurance, and car loan rates. On top of that, they have difficulty getting approved for credit cards. The whole situation can get extremely frustrating. Frequently, I get emails from consumers wondering what they can do to rebuild their
