credit repair

repair bad credit ratings

Learn More About The Laws Governing Bad Credit And Debt

There are a number of laws on the books to protect people who have bad credit ratings. These laws are important, and you should know about them in order to protect yourself from unfair practices performed by collection agencies. The federal Fair Credit Reporting Act (FCRA) was enacted to protect debtors from creditors and collection agencies. As a debtor, you have a right to ask creditors and collection agencies to stop hounding you. You must contact these agencies right away…

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Credit Repair Scams

Credit Repair Scams And How To Avoid Them

Everyone by now has probably gotten at least one email, junk mail, or another type of solicitation concerning Credit Repair. The truth is that around 80% of Americans have credit issues they need to deal with so there is a huge market for credit repair services. But with every large market, there is one thing you can be sure of. It will also draw out the unethical people and the scammers and thieves as well. In this article, I will…

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Bad Credit Loans

Finance Finding Bad Credit Loans

Many people within the UK have come to find that they have bad credit and with bad credit come to the shocking realization that it is extremely difficult to obtain any type of loan. These same people may feel like they are doomed to a credit less life forever. This could not be further from the truth. There are many ways, any person with bad credit can obtain a loan; you just may not realize which way you should turn.…

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Credit Repair Scams

How to Spot Credit Repair Scams And Correct Your Credit History Yourself

How to Spot Credit Repair Scams And Correct Your Credit History Yourself Millions of Americans are suffering from huge mortgage payment delinquencies and poor credit history. The two go hand in hand and are mainly the result of mortgage lenders loaning money to people that had no business getting a loan. Many of these people are thousands of dollars in debt and looking at foreclosures and bankruptcy. This is when the scammers will jump in and try to prey on these…

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Credit Repair

Judgment Proof, Credit Repair And You

Judgment Proof, Credit Repair And You Being deeply in debt usually means that the credit rating is also badly damaged. For some folks in this difficult position, doing nothing could be an effective way of dealing with their loans and credit repair situation, and this is where the clarification of the term “judgment proof” comes in. People with very little income and property without expectation of change in either have really nothing to lose. They cannot go to jail for…

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Credit Report

What To Do About Negative Information In Your Credit Report

What To Do About Negative Information In Your Credit Report Negative information concerning your use of credit can be kept in your credit report for seven years. Bankruptcy can be kept for 10 years, and unpaid tax liens for 15 years. Information about a lawsuit or an unpaid judgment against you can be reported for seven years or until the statute of limitations runs out, whichever is longer. Inquiries remain on your report for two years. Anyone who denies you…

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Mistakes To Avoid In A Credit Repair

Mistakes To Avoid In A Credit Repair

Mistakes To Avoid In A Credit Repair If you have bad credit and are trying to work at fixing it, you know that it can take a long time. It can be difficult and is often quite involved, and it is easy to make mistakes while trying to fix things up. If you are working to repair your credit, there are three huge mistakes that you will want to avoid if you’re going to be successful at rebuilding your credit.…

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Debt Management Plan

Making A Debt Management Plan For Credit Repair

Making A Debt Management Plan For Credit Repair Since it has become very difficult to purchase anything without a credit card, one consideration helping to credit repair, and ultimately a credit rating when you are having trouble getting a credit card is to get a pre-paid card. Many lenders offer a pre-paid Visa or Master Card, which for all purposes look and work just like credit cards. The main difference is, instead of purchasing things strictly on credit, you make…

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Improve your credit score

Understanding Credit Scores and Repairs

Understanding Credit Scores and Repairs If you are applying for a mortgage, you’re going to have to deal with credit scores. Here’s a primer on credit scores and methods for improving them. Credit Report Step one in the process is making sure that you have a current copy of your credit report. Congress recently amended the Fair Credit Reporting Act so that consumers may now receive one free credit report annually. There are three major credit bureaus: Equifax, Experian, and…

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credit ratio

Credit Repair – Maintain the Correct Debt To Credit Ratio

Credit Repair – Maintain the Correct Debt To Credit Ratio Many people believe that paying off their credit cards every month is a good idea. And if you are trying to stay out of debt, then I would have to agree with you. If you are trying to Maintain credit ratio and look good to your creditors, then paying off your credit cards every month is actually a bad idea. Let me explain. Creditors and lenders don’t make their money…

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About Us

Reliant credit repair is the leading credit repair company in the industry. Our success relies on guiding our clients through their journey to achieve the lifestyle they deserve.

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