Rick Miller: Helping Credit Ridden Individuals Recover from Debt Millions of individuals all around the world are in over their heads in debt. Debt can turn an individual or their family’s life upside down. Without the proper help from experienced professionals, many individuals only end up cause more damage to
Thanks to a new federal law put into place in September of 2005; everyone is entitled to one free credit report each year. This is so that you can verify that your report does not contain any false information, and so you can see how your credit rates. Getting your
Have you ever wonder why your online application for credit can be approved in 60 seconds? Or get a pre-qualified auto loan for a car without asking you how much is your income? Or why your interest rates on loans are different from the interest rates of your friends or
These days most of us avail loans to buy a house, set up a business, or buy a car. Many students take loans to further their education. How soon the loan is sanctioned, the rate of interest and the amount sanctioned will all depend on your credit score which is
Can a bad credit rating save you from bigger problems? Hasn’t it done just that for many young people? I’ll explain how with a couple true stories. Good Credit Rating Story My friend started his adult years with good credit. Soon he was able to get credit cards at will,
Many articles have been written about the importance of having healthy credit. And nowhere is the state of your credit more important than when you apply for a home loan. For most people, a house is the most expensive thing they will ever buy, and the overall health of your
Your credit score is based on a few prime factors, there is no particular order in which I will discuss them (Some of them have higher weights in regards to the score). Repayment history, current debt owed, recent credit checks, and registered income (there are other factors as well). In
Is it necessary to do credit report repair? Credit report repair will surely help you to improve your credit report and thereby increase your credit score. It is a process that eliminates the negative remarks and gives you a good credit report. Many people are unaware of repairing their credit
Your credit score accounts for the amount of interest you have to pay for a loan or a credit card. Increasing your score in just a few points will make a big difference in the interest rate you will pay for a purchase. If your credit score is high enough,
Your credit score is an integral part of your financial life. It is important that you understand what it’s all about. Lenders, landlords, insurers, utility companies and even employers look at your credit score. It is derived from what’s in your credit reports, and it ranges between 300 and 850.
