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Questionable Credit Repair Offers

Questionable Credit Repair Offers

Questionable Credit Repair Offers If you have a bad credit record, you know how hard it can be to secure new credit or seek new employment. While you may be willing to do whatever it takes to repair your credit rating, some companies not only offer illegal advice or methods

credit reporting agency

Are You Managing Credit And Debt Or Is It Managing You?

Are You Managing Credit And Debt Or Is It Managing You? Credit is an established part of American life. It can be a valuable tool permitting you to purchase a home or a car, finance an education, or take advantage of special sales and offers. Unwise use of credit, however,

credit counseling organizations

Your Debts and Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) applies to personal, family, and household debts. This includes money you owe for the purchase of a car, for medical care, or for charge accounts. The FDCPA prohibits debt collectors from engaging in unfair, deceptive, or abusive practices while collecting these debts. Under


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Your Credit and Your Rights

Your Credit and Your Rights

Sometimes, things happen that can cause credit problems: a temporary loss of income, an illness, even a computer error. Solving credit problems may take time and patience, but it doesn’t have to be an ordeal. The Federal Trade Commission (FTC) enforces the credit laws that protect your right to get,

What Is Credit Denial And What Can You Do About It?

What Is Credit Denial And What Can You Do About It?

What Is Credit Denial And What Can You Do About It? Written notice required You must be informed in writing why you were denied a credit card or loan. If the letter you receive doesn’t say why you were denied, it must tell you of your right to be given