Every time you apply for any type of loan or you have issued a credit or you pay any bill, it becomes a part of the equation that determines your credit rating. The primary or big three credit agencies are Experian, Equifax, and Trans Union. The credit score they determine
As a consumer, you’ve learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto or searching for the best deals on insurance, your creditworthiness will be judged by your credit rating or credit score. Bad credit history or bad credit
Don’t you just hate it when these big-name credit card companies keep turning down your application for a credit card simply because of some financial mistakes or missed payments that you made in the early years of your career, which adversely affected your credit rating? If only you could speak
Not many people spend too much time thinking about it, but every one of us has a computer file somewhere that contains all the information that makes up our credit history. This information will include our current and previous addresses, our income level, our outstanding debt and how much extra
