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Tag: Credit Report

Resolving Credit Card Disputes

Resolving Credit Card Disputes

Image this if you will, one day you receive your statement in your mailbox, and of course, you do not assume anything out of the ordinary because you only used the card one-time last month, which was to buy your niece a birthday present. No big deal you think, this

Refinancing After Bankruptcy

Refinancing After Bankruptcy – Tips For Getting Approved

Refinancing after bankruptcy can be your first step toward reestablishing your credit. With your loan secured by your home, you can qualify for relatively low rates. Improving your application with time, assets, and terms will also help lower rates. 1. Get Your Credit Report In Order Before starting your search

Truth About Credit Repair

Nothing But The Real Truth About Credit Repair

Accurate and timely information cannot be removed from your credit report, even if you have paid off a once delinquent debt. The fact that it is paid off is to your credit; however, the fact that the account was once delinquent is also true and can remain on your credit

Credit History

What You Need To Know About Your Credit History

Every time you apply for a credit card, loan, finance or a mortgage your credit history will be checked. This gives the lender information from which they decide whether they feel you are likely to make your repayments and so whether or not to provide you with the funds you

Consumer Credit Reports

What You Should Know About Consumer Credit Reports

Consumer credit reports are often used by businesses to help them decide whether to lend money or provide other types of benefits to a particular consumer. Credit bureaus offer credit report information on consumers to interested parties, to enable them to assess a person’s risk levels or suitability for a

What's In A Credit Report

What’s In A Credit Report

Thanks to a new federal law put into place in September of 2005; everyone is entitled to one free credit report each year. This is so that you can verify that your report does not contain any false information, and so you can see how your credit rates. Getting your

Credit Repair Counseling

Why Credit Repair Counseling Is Losing Credibility

Legitimate credit repair services are losing credibility because of some unscrupulous companies that purposely mislead customers who put their trust in them to help them repair their credit. It is widely believed that you can repair your own credit without the help of a credit repair service. The only real

Credit Report Repair

Why Is It Necessary To Do Credit Report Repair?

Is it necessary to do credit report repair? Credit report repair will surely help you to improve your credit report and thereby increase your credit score. It is a process that eliminates the negative remarks and gives you a good credit report. Many people are unaware of repairing their credit

Credit Repair Services

Why Pay For Credit Repair Services? Do It Yourself

Why Pay For Credit Repair Services? Do It Yourself Advertisements for credit repair services are everywhere, but what do you get when you purchase one of these services. Actually, you get very little and possibly nothing because according to consumer reports many of these offers are scams. Many credit repair

credit score

Whats Your Credit Score? Not Knowing Could Cost You

When you go online and apply for a credit card, how can you get your results in a matter of seconds? The answer is your credit score. This little number packs a big punch and can make the difference between getting approved for a car loan, a great rate on